tag:blogger.com,1999:blog-44950344253881336782011-07-30T13:36:35.877-07:00JoanneThttp://www.blogger.com/profile/14063125762319439554noreply@blogger.comBlogger11100tag:blogger.com,1999:blog-4495034425388133678.post-89068359781558442422009-05-27T11:13:00.000-07:002009-05-27T11:49:16.031-07:00As a college student, during my freshman year I can recall a staggering amount of<br /><span class="blsp-spelling-error" id="SPELLING_ERROR_0">Pre</span>-Approved letters for credit card companies offering the most desirable rewards; <strong>MTV Spring Break promotions, Special Airlines offers, and discounts on shopping</strong> which is a <span class="blsp-spelling-corrected" id="SPELLING_ERROR_1">hobby</span> many college freshman girls enjoy doing.<br /><br />My parents warned me that a credit card was not important at the time, but since I didn't have a job I needed extraneous funds at my dispense, and so replying to one of the many <span class="blsp-spelling-error" id="SPELLING_ERROR_2">pre</span>-approved letters I received was at the TOP of my list when Spring Break seem to be approaching. <strong><span style="color:#ff0000;">Swiping seemed so gratifying until I MAXED my credit card out! I was $3,500 in the hole without a JOB!</span></strong> My parents <span class="blsp-spelling-error" id="SPELLING_ERROR_3">soon</span> found out because my mother is a Loan Officer for a lending company.<br /><br />Today, I am still paying that balance off, so it was to my surprise that the 2009 <strong>New Credit Card Reform Laws</strong> signed by Barack Obama restricted credit card advertising among enrolling college students without the knowledge of their parents. Even though I'm paying for my carelessness with my credit, Creditors should not expend on candid college <span class="blsp-spelling-corrected" id="SPELLING_ERROR_4">freshman</span> for extensive profits!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4495034425388133678-8906835978155844242?l=joannethimot.blogspot.com' alt='' /></div>JoanneThttp://www.blogger.com/profile/14063125762319439554noreply@blogger.com3